u only have to pull the front clutch cover off the engine and the cent. clutch out, which requires a puller to get out and the chain is right there. The factory chain is over $100, u can buy an aftermarket DID chain from almost any ATV shop for around $60, u will also need to buy a clutch cover gasket.
when the chain starts stretching you will hear a continuous slapping againt the trans housing. As it streches it will kink as well and this is what causes it to break. almost like a valve ticking noise and if u keep running it in this shape, it will destroy the chain tensioner, thats another $100 plus a few. If I had the engine down for any repairs I would recommend inspecting it for kinks and/or other damage.
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