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the 27" will fit fine with the lift kit you already have. you want have any problems with rubbing, maybe if riding two people. the 400 has shorter shocks and a softer ride than the 450. alot of riders don't keep the 14" rims very long, they ride ruff and not very many tires to choose from. There are alot of 12" rims to choose from and a big choice of tires to pick from.