Insurance

I have insurance and think it is worth it because if it gets stolen or wrecked I won't be paying a payment every month for nothing.

i dont know about the states but in canada if i get caught without insurance you get a huge fine, so to me yes it is worth it. that plus if it gets stolen

what kind of insurance do u have. How much does it cost.

Heres an outline of my policy.

i pay $323 a year, it covers - collision, property damage, theft, bodily injury

it is well worth it, last year i had a modded out yfz 450, payed state farm 125 a year. one night i came home late from my gfs house and my bike was stolen out of my garage. the next day called state farm and made a police report and a few weeks later a picke up a check for the full payoff amount plus all the mods i did. just keep all your reciepts. yup that 125 saved me 9000. also make sure you secure your atv the way the insurance wants you too. chained up or in a garage, or they wont pay out. hope this helps.