Honestly, I just bought mine by hustling alittle and not going out to lunch. I make excellent money, the only problem is my wife makes even more! She would not have cared if I just bought them, but I didn't want to ask. Its my toy, therefore she can't bitch about any hobby I have if she does not pay for it. Same goes for anything she wants to do. I just tightened up on some of my mad money for a week or two and bought them. I play golf with my buddies for $ at least a couple times a week too so that helped. If I could not have done that I would have just sold some stuff I would most likely throw away anyways on EBAY! I did the same thing when I bought both of my ATV's except on a larger scale. I decided I wanted them in May, shopped around and saved abit, got a great deal and jumped on it in July. I just did the same thing on 2 jet ski's I bought,a nd when I put 20's on my truck. In a sense its just like GaRedClay said, you just plan for it and budget. My budget just happens to not be tied to our joint accounts.