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01-31-2012, 12:38 PM
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#1 (permalink) |
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Honda Rider
Join Date: Nov 2011
Location: Chattanooga, TN
Posts: 73
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ATV financing intere$t rates?
What kind of interest rates are/do people getting these days when financing a bike? Assuming the buyer has good credit. I know this is probability a difficult questions to answer given all the variables such as downpayment and credit scores
 , but i'm just looking for ballpark #'s.
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2001 Honda Rubicon Superwinch lt3000 Amsteel recovery rope Warn Plow 2" receiver Agra Trailer Wish List GBC Dirt Tamers or Duro Power Grips Warn 424 Selected (used) Trash in the woods is a sign of ig-no-rance. Pack it in and Pack it OUT! 
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01-31-2012, 12:42 PM
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#2 (permalink) |
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Honda Lover
Join Date: Dec 2011
Location: Kentucky
Posts: 496
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Local shop told me that with $0 down, the average person gets 9-13% interest. Excellent credit qualifies you for 1.99% on 36 months. He wouldn't go into much more detail without doing a credit app on me. I'm very particular about my credit and don't let people run it unless i'm ready to buy. Everytime it is ran for a loan it puts a small dent in it, at least thats what happened when I sold cars. We could tell how many times a person had their credit ran that moth before they came to us. So, I don't know what people with good-excellent credit would qualify for. Average credit for my area is around a 600-625. Im not average because im anal about it.
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01-31-2012, 12:46 PM
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#3 (permalink) |
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Honda Rider
Join Date: Nov 2011
Location: Chattanooga, TN
Posts: 73
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Thx a_tack.
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2001 Honda Rubicon Superwinch lt3000 Amsteel recovery rope Warn Plow 2" receiver Agra Trailer Wish List GBC Dirt Tamers or Duro Power Grips Warn 424 Selected (used) Trash in the woods is a sign of ig-no-rance. Pack it in and Pack it OUT!
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01-31-2012, 01:20 PM
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#4 (permalink) |
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Honda Red Wing Rider
Join Date: Nov 2010
Location: Oberlin, LA
Posts: 561
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My fourwheeler was the first thing that I financed so I had absolutely no credit. The Honda shop told me that I had to have a cosigner which I knew I would. Then they told me even with a cosigner with perfect credit it would be 16.99%. So I told them forget it. I went to a credit union and took out a loan with the same cosigner and got 6.9% for 4 years.
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09 Foreman ES Snorkled HMF Utility EPI Clutch Kit 2" highlifter lift Turner HD U-joint HL Fender Kit HL Recoil starter leak shield Diamond Plate HL front nose guard Diamond Plate front bash plate Diamond Plate front cv guards 29.5 OUTLAWS S/W SS 312 Wheels Extreme 35% Gear Reduction 8" audiopipe with 350 watt amp Viper 3500# winch w/ synthetic cable |
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01-31-2012, 03:43 PM
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#5 (permalink) |
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Honda Red Wing Rider
 
Join Date: Jul 2011
Location: south east tx
Posts: 658
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I qualified for the 1.99 36 months but didn't want the big note so went with the 7.9 for 48 months with no money down. Four wheelers are hard to get a good interest rate on one. My buddy bought a 420 rancher his credit is shot they gave him 15% interest. Poor fella
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The Beast Camo 2011 foreman s 500 35% Extreme Gear Reduction 29.5 Outlaws s/w combo Hmf utility K&N performance filter Viper Max 3500 winch 2 in custom snorkel 2 inch ssatv lift Jetted Extended and snorked vent lines Rich450es pvc storage tube custom camo Rear storage pack camo Carb overflow catch can mod 2inch spacers Hids Sspeckerwood 3rd headlight mod Audiopipe custom camo Robertcarterknives.com http://www.flickr.com/photos/76334310@N07/ |
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01-31-2012, 03:45 PM
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#6 (permalink) |
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Honda Red Wing Rider
Join Date: Mar 2011
Location: bangor maine
Posts: 545
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i have no idea what im paying but end price with tax title fee and 4 year warrenty ...wheeler was 7,500 with cash back and talking got it to 5,900 and end price is 9,500 thats with 500 down no co signer and i pay 206.50 a month for it !!! getting insurance for 25 a month soon got a quote few weeks back
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2011 Honda foreman 500 : 1,700 miles and counting : K&N air filter : warn 1700lbs winch and bracket : 25x10x12 ITP mudlites : epoxy painted rims black : epoxy painted front bumper and bash plate black : survival kit : heated hand grips : attached ammo box : mini shovel + tow strap http://www.youtube.com/user/TheHondaforeman500/videos |
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01-31-2012, 03:45 PM
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#7 (permalink) |
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Honda Red Wing Rider
Join Date: Jul 2011
Location: south east tx
Posts: 658
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Your best bet is to do what green demon did and go thru a credit union.
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The Beast Camo 2011 foreman s 500 35% Extreme Gear Reduction 29.5 Outlaws s/w combo Hmf utility K&N performance filter Viper Max 3500 winch 2 in custom snorkel 2 inch ssatv lift Jetted Extended and snorked vent lines Rich450es pvc storage tube custom camo Rear storage pack camo Carb overflow catch can mod 2inch spacers Hids Sspeckerwood 3rd headlight mod Audiopipe custom camo Robertcarterknives.com http://www.flickr.com/photos/76334310@N07/ |
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01-31-2012, 03:49 PM
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#8 (permalink) | |
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Honda Red Wing Rider
Join Date: Mar 2011
Location: bangor maine
Posts: 545
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Quote:
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2011 Honda foreman 500 : 1,700 miles and counting : K&N air filter : warn 1700lbs winch and bracket : 25x10x12 ITP mudlites : epoxy painted rims black : epoxy painted front bumper and bash plate black : survival kit : heated hand grips : attached ammo box : mini shovel + tow strap http://www.youtube.com/user/TheHondaforeman500/videos |
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01-31-2012, 03:50 PM
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#9 (permalink) | |
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Honda Rider
Join Date: Nov 2011
Location: Chattanooga, TN
Posts: 73
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Quote:
__________________
2001 Honda Rubicon Superwinch lt3000 Amsteel recovery rope Warn Plow 2" receiver Agra Trailer Wish List GBC Dirt Tamers or Duro Power Grips Warn 424 Selected (used) Trash in the woods is a sign of ig-no-rance. Pack it in and Pack it OUT!
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